Financial Aid
Applying for
Financial Aid
The mission of our office is to support the overall goals of recruiting, retaining, and the graduation of a diverse student population by setting a pace of excellence in financial aid administration and superior service to students.
This section explains the financial aid application process for students and their parents applying for the 2024-2025 academic year. Remember that continuing students must reapply for financial aid every year.
- Note: If you still need to apply for financial aid for the 2023-2024 academic year, please submit a 2023-2024 FAFSA as soon as possible.
- The Office Of Financial Aid is experiencing delays with processing 24-25 FAFSAs. Please remain patient as we work through this matter.
Free Application for Federal Student Aid (FAFSA)
Prospective First-Year Students,
Transfer Students and Continuing Students
The FAFSA determines your eligibility for low-interest Federal Direct Loans, as well as federal and state grants. Complete the 2024-2025 FAFSA online using the following information:
Enter HT’s Federal School Code : 003577How to Apply for Financial Aid
Below is the 4-Steps process on how students can apply for Financial Aid.
- Create an FSA ID from the U.S. Department of Education at www.studentaid.gov. If you are a dependent student, your parent will also have to create an FSA ID. (Please note that each FSA ID user must have a unique email address.)
- Complete the Free Application for Federal Student Aid (FAFSA) at www.studentaid.gov. Use the IRS Data Retrieval tool (IRS DRT) to update your FAFSA with IRS tax return information.
- We will review all documents that you submit to us, and if additional information is needed, we will contact you by mail and email.
- Once your file is complete, we will send you an award letter listing all the types of financial aid we can offer you.
Who is eligible for financial aid at HT?
You might be surprised to learn who qualifies for and receives financial aid. More than two-thirds of our undergraduates receive some sort of financial aid, including need-based grants, merit scholarships, Federal Work-Study and loans.
Students and families can rest assured that HT maintains a strong investment in financial aid for undergraduate students. We continue to increase financial aid funding to meet the needs of the Ram Family.
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Undergraduates Receive Financial Aid
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Eligibility Requirements
Understand the basic eligibility criteria for need-based financial aid, and explore options for international students.
Basic Requirements for Need-Based Financial Aid
All applicants to HT can apply for financial aid if they:
- Are a U.S. citizen, eligible non-citizen such as a permanent resident
- Possess a valid Social Security number.
- Meet all published deadlines and submit any additional requested information in a timely manner. Applicants who miss published deadlines may be considered for reduced funds.
International Students
Although international students are not eligible to receive federal or HT need-based financial aid, they may be awarded merit scholarships and/or other departmental awards.
Additionally, international students may apply for some private loans with a qualified co-signer who is a U.S. citizen.
Financial Aid
Frequently Asked Questions
Here are some answers to how Financial Aid works at HTU.
Your financial need is the difference between how much it costs to attend college, known as the Cost of Attendance (COA), and how much you and your family can contribute towards your education, referred to as the Expected Family Contribution (EFC). Financial need is determined by analyzing your family’s financial information.
HT carefully examines your family’s financial resources to assess how much you can reasonably pay out of pocket and how much financial aid you may qualify for. This assessment includes the following factors:
- Your parents’ taxable and untaxed income.
- Family assets (such as savings, stock funds, real estate, etc.).
- Any special circumstances (e.g., job loss, medical expenses).
- The number of children in your family.
- The number of children who are full-time undergraduates in college.
- How close your parents are to retirement age.
Financial aid eligibility is determined by the following steps:
- Cost of Attendance (COA): This includes tuition, housing, books, supplies, and other personal expenses.
- Expected Family Contribution (EFC): Your family’s financial situation is analyzed to calculate how much you can contribute.
- Eligibility for Financial Aid: The EFC is subtracted from the COA to determine your financial aid eligibility.
Financial aid can come from federal, state, university, and private sources. It may include gift aid (such as scholarships and grants) or student employment, which does not need to be repaid. Additionally, student or parent loans can be borrowed to cover educational expenses and must be repaid after graduation.
Need-based financial aid helps cover the gap between a school’s Cost of Attendance (COA) and what a student’s family can afford. It is determined based on financial information submitted in federal, state, or agency applications.
Non-need-based aid is awarded based on the school’s COA and is often determined by academic or athletic merit, leadership, or community service. This aid is not influenced by a family’s financial need.
Work-study provides part-time jobs to students with financial need, allowing them to earn money for educational expenses. Work-study jobs are typically related to a student’s field of study or involve community service. Students interested in work-study must indicate this on their FAFSA application.
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